Nicole Baez is a licensed mortgage loan officer for ACM Home Loans and Florida International Funding. Born in the tropical island of Puerto Rico and raised in sunny Orlando, Florida. Both fluent in English and Spanish languages, has been working in the mortgage industry for almost 2 years. She looks forward to helping people meet their homeownership goals. Nicole says “Whether it’s your first home, second home or your investment property, I look forward to walking my clients thru their financing process. Financing can be a bit scary for some and I am here to be the best aid I can and bring you ease thru it all”.


Outside of the office, she enjoys spending time with her family, going to the beaches of Florida and learning new food recipes.

NMLS: 1730072

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You will be required to create a login which links your application to our loan system. Only 1 person is to create the account at this time, additional consumers will create their own account when they receive disclosures. IMPORTANT - keep record of your login information to avoid technical issues. We appreciate your business!!!


(407) 397-7300

(321) 444-7631

(407) 650-3443



3700 34th Street Suite 300 E
Orlando, FL 32805